Lending & Finance

Access to Capital. Structured for Your Needs.

Securing the right financing is as important as identifying the right asset. ZION maintains deep relationships across all major lending markets, including agency, bridge, transitional, and permanent debt, giving our partners and clients access to a broad spectrum of capital solutions tailored to their specific investment objectives. We leverage our institutional relationships and market fluency to place debt efficiently, negotiate favorable terms, and match each financing need with the right capital source. Whether you are acquiring, refinancing, or repositioning an asset, ZION brings the relationships and the expertise to get the deal structured and closed.

Finance Quote

Relationship-Driven Execution.

In the debt markets, who you know determines what you pay. ZION does not submit applications. We advocate for your deal.

Our Lending Coverage

Agency Financing

Long term, low cost permanent debt solutions through Fannie Mae, Freddie Mac, and HUD for stabilized multifamily assets.

Bridge and Transitional Lending

Short term financing for acquisitions, lease up, and repositioning strategies where speed and flexibility are priorities.

Permanent Debt

Long term fixed and floating rate solutions for stabilized assets across multifamily and commercial property types.

Refinancing and Recapitalization

Strategic debt placement to optimize capital structure, return equity, and reposition assets for the next phase of the business plan.

Speed Is the Competitive Advantage.

Rate environments shift. Windows close. ZION moves with the speed and process discipline of an institutional platform, taking deals from term sheet to closing before market fluctuations impact your capital stack.

Advocacy Across the Capital Stack.

Most debt placements are transactional. Ours are strategic. ZION structures financing across the full capital stack with your long term objectives at the center, leveraging institutional lender relationships to maximize leverage and minimize friction at every stage of underwriting.

Pride in the Presentation

Lenders respond to how a deal is presented, not just how it performs. ZION translates asset level performance into a compelling financing narrative, ensuring every income stream is positioned to support the most advantageous terms the market will bear.

Trust & Transparency

Best in class partners across every discipline enable ZION to deliver capital, management, and execution under one roof, backed by top global firms across accounting, law, and real estate, with full accountability and confidence.